Alternate Sources For Establishing Credit [incity]
Establishing credit [incity] isn't necessarily the hard part, but maintaining a good standing credit score is.
There are many alternate sources for establishing credit [incity], once you start you need to keep-in-mind that your credit... Continue Reading >
Ten Things You Can Do To Protect Your Identity
It’s estimated that there were 10 million victims of identity theft in 2008, and 1 in every 10 U.S. consumers have reported having their identity stolen.
The U.S. Department of Justice reported in... Continue Reading >
Ten Credit Do’s and Don’ts To Bear In Mind Prior To Getting Your Mortgage Loan [incity]
How can a fully approved [city] loan get denied for funding after the borrower has signed loan docs?
Simple, the underwriter pulls an updated credit report... Continue Reading >
First-Time [city] Homebuyer Checklist
Buying a home versus renting [incity] is a big decision that takes careful consideration. Getting a new mortgage for a First-Time [city] Home Buyer can be a little overwhelming with all of the important details, guidelines and... Continue Reading >
Do I Have To Sell Before I Can Qualify For A Mortgage?
Although every situation is unique, it is not uncommon for home buyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps... Continue Reading >
Giving a Pre-Approval Letter to a Real Estate Agent
While many experienced real estate agents [incity] have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to... Continue Reading >
Top Questions Your [state] Lender Should Be Able To Answer About [city] Mortgage Rates
One of the things you can do is simply check online for today’s current posted rate [incity], but this may not lead you to the rate that... Continue Reading >
Understanding the definition of Loan-to-Value (LTV), and how it impacts a mortgage approval, will help you determine what type of loan amount and [city] mortgage program you may qualify for.
Since the LTV Ratio is a major component of getting approved... Continue Reading >
Income Requirements For a [city] Mortgage
Debt-to-Income (DTI) is one of the many new mortgage related terms many First-Time Home Buyers will get used to hearing.
DTI is a component of the mortgage approval process that measures a borrower’s gross monthly income... Continue Reading >
What [city] Mortgage Can I afford?
Buying a home versus renting is a big decision that takes careful consideration to ensure you can meet your monthly mortgage obligations over the term of your home loan.
While there are several biased... Continue Reading >
