Ten Things You Can Do To Protect Your Identity
It’s estimated that there were 10 million victims of identity theft in 2008, and 1 in every 10 U.S. consumers have reported having their identity stolen.
The U.S. Department of Justice reported in 2005 that 1.6 million households experienced fraud not related to credit cards (i.e. their bank accounts or debit cards were compromised). And, the U.S. DOJ also reported that those households with incomes higher than $70,000 were twice as likely to... Continue Reading >
Ten Credit Do’s and Don’ts To Bear In Mind Prior To Getting Your Mortgage Loan [incity]
How can a fully approved [city] loan get denied for funding after the borrower has signed loan docs?
Simple, the underwriter pulls an updated credit report to verify that there hasn’t been any new activity since original approval was issued, and the new findings kill the loan. This generally won’t happen in a 30 day time-frame, but borrowers should anticipate a new credit report being pulled... Continue Reading >